If you’re wondering whether you or a local family member might qualify under the newly expanded rules, here is how the updated eligibility criteria break down:
2026 Income Limits (300% Federal Poverty Level)
| Household Size | Max Monthly Income | Max Annual Income |
| 1 Person | $3,990 | $47,880 |
| 2 Persons | $5,410 | $64,920 |
| 3 Persons | $6,830 | $81,960 |
| 4 Persons | $8,250 | $99,000 |
| 5 Persons | $9,670 | $116,040 |
(For households larger than 8, add $17,040 per year for each additional person.)
Core Qualification Checklist
To be eligible for the Polk HealthCare Plan (PHP), you must meet the following criteria:
- Residency: Be a full-time resident of Polk County.
- Legal Status: Be a U.S. citizen or permanent legal resident.
- Coverage Status: Have no health insurance, OR have insurance where premiums cost 9.12% or more of your household income.
- Documentation: Have a valid Social Security number and a Florida driver’s license or state-issued photo ID.
Streamlined Requirements
Under the updated rules, the application process requires fewer documents:
- One Proof of Income: Submit just one month of pay stubs, your most recent tax return, or a Social Security statement.
- One Proof of Residency: A utility bill, vehicle registration, Florida ID, or homestead statement.
Applications are submitted online at polkhealthcareplan.net. If you need in-person assistance filling it out, you can visit the Community Health Care administrative office on Marshall Edwards Drive in Bartow.
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